This Transparency Policy & Public Disclosures page provides public‑facing disclosures regarding the nature, limits, and purpose of materials, platforms, education, publications, and digital systems operated by Kelly Legacy Estates, Kelly Legacy Estates Living Trust, Kelly Legacy Institute, Kelly Legacy Publications, and the Office of the Fiduciary (collectively, "KLE", "Institution", "we", "us", or "our").

KLE is committed to transparency about what we do, what we do not do, and the limitations of our educational and governance resources. This policy is not a substitute for independent professional advice.

Kelly Legacy Estates and Kelly Legacy Institute provide educational governance materials concerning fiduciary literacy, trust administration education, equity principles, institutional records, administrative process, and AI governance. All materials are offered for educational and informational purposes only. KLE does not provide legal, financial, investment, tax, accounting, or professional advisory services.

Nothing on the KLE website, in publications, courses, AI outputs, templates, forms, or any communications (electronic or otherwise) constitutes legal advice. KLE is not a law firm and does not provide legal representation or legal counsel. Users must consult qualified legal counsel for legal matters.

No attorney‑client relationship is formed through use of KLE resources or communications with KLE.

KLE materials do not constitute financial planning, investment advice, tax advice, accounting advice, securities advice, or asset management. KLE is not a registered investment adviser, broker‑dealer, tax professional, or accounting firm. Any decisions regarding financial, investment, tax, or accounting matters must be made in consultation with qualified professionals.

Kelly Legacy Estates is not a court, government agency, regulator, bar association, licensing board, accreditation body, or public authority. KLE does not issue legally binding rulings, licenses, certifications, or governmental recognitions. Any educational records, participation certificates, or access classifications issued by KLE are internal administrative records only and have no legal force or effect outside KLE’s internal governance systems.

Use of KLE websites, platforms, or materials, or any communication with KLE (including through intake forms, email, or AI tools), does not create an attorney‑client relationship, fiduciary‑client relationship, trustee relationship, advisory relationship, agency relationship, partnership, joint venture, or any other professional relationship unless separately established in a written agreement signed by an authorized representative of KLE.

Any certificates, completion records, access classifications, participation records, or other documentation provided by KLE are internal educational or administrative records only. They do not represent:

• Licensure or professional certification by any government or licensing body;
• Governmental certification or accreditation;
• Legal authority to act as a fiduciary, attorney, or financial professional;
• Fiduciary appointment by any court or trust instrument; or
• Employment qualification or professional credential recognized by any regulatory authority.

Access credentials, verification tools, or participation tiers offered through the KLI Institutional Access Infrastructure™ are used solely for internal educational access management and governance classification within KLE’s administrative systems. They are not:

• Securities, investment contracts, or any financial instrument;
• Ownership interests, equity, or profit‑sharing rights;
• Voting rights in any legal entity unless separately and explicitly documented in a written agreement;
• Professional credentials, certifications, or licenses; or
• Governmental authorizations or accreditations.

Access Infrastructure™ tools have no value outside KLE’s internal governance systems and may be revoked at any time.

Legacy AI and related artificial intelligence systems are educational assistance tools only. By using any KLE AI tool, you acknowledge and agree that:

• AI outputs may contain errors, omissions, or inaccuracies;
• All AI outputs require independent verification before any reliance;
• AI does not replace human judgment, professional advice, or legal analysis;
• AI does not create any professional or fiduciary relationship with KLE; and
• AI outputs are subject to human review where indicated.

KLE disclaims all liability for any actions taken or not taken based on AI outputs.

Publications, curriculum, doctrine materials, templates, and forms provided by KLE are educational doctrine materials. They should not be treated as definitive legal instructions or as a substitute for professional advice. Laws, regulations, and best practices vary by jurisdiction and change over time. Users are responsible for ensuring that any use of KLE materials is appropriate to their specific circumstances and jurisdiction.

KLE does not guarantee any specific outcome from the use of its educational materials, doctrine, platforms, or AI tools. Specifically, KLE does not guarantee:

• Any legal outcome, court ruling, or favorable administrative decision;
• Any financial result, investment return, tax benefit, or business advantage;
• Any educational, certification, or professional qualification outcome;
• Any governance recognition by third parties; or
• Any particular result in any administrative or legal proceeding.

Results depend on individual facts, jurisdiction, competent professional advice, and many factors outside KLE’s control.

KLE may use third‑party platforms for learning management, forms processing, payment processing, hosting, AI services, communication tools, and blockchain interfaces. Those third‑party platforms are governed by their own terms of service, privacy policies, and data handling practices. KLE is not responsible for the acts, omissions, or content of any third‑party platform. Users should review the terms of any third‑party platform they access through KLE.

All original materials created by KLE are protected by intellectual property rights, including copyright and trademark rights, and are governed by the Intellectual Property & Licensing Policy available at /legal/ip-policy.html. Unauthorized use, reproduction, or distribution of KLE materials is prohibited.

Users of KLE resources are solely responsible for:

• Independently verifying any information obtained from KLE before relying upon it;
• Using all materials lawfully and in accordance with these policies;
• Seeking qualified professional legal, financial, tax, accounting, or other advice where appropriate;
• Maintaining the security of their own accounts, credentials, and data; and
• Complying with all applicable laws and regulations.

KLE may update educational materials, correct errors, revise policies, or change access structures at any time without prior notice. The most current version of this Transparency Policy will be posted at https://kellylegacyestates.com/legal/transparency.html. Users should review this page periodically for updates.

For questions regarding this Transparency Policy or any public disclosure, please contact us at:

Kelly Legacy Estates – Transparency Office
Email: kellylegacyestatesllc@gmail.com
Subject: Transparency Inquiry